什么是终身寿险?
Whole 人寿pp王者电子官网 helps your family prepare for the unexpected. The guaranteed death benefit can help replace a family's loss of income, 帮助降低抵押贷款成本, or educational needs — or to leave a legacy for the next generation. Over time, these policies build cash 价值 that grows tax-deferred. 这种“生活福利”1 can be accessed during your lifetime. State Farm 人寿pp王者电子官网 Company or State Farm 生活 和 Accident Assurance Company (Residents of NY 和 WI only) can help.
终身寿险的特点
State Farm® 整个人生 insurance policies offer level premiums 和 人寿pp王者电子官网 protection for as long as you live, provided that premiums are paid as required to keep the 政策 in force.
Policies can be paid with a single premium, premiums payable to 100, or premiums payable up to a limited number of years.
While 政策 loans do accrue interest daily, any outst和ing 政策 loans 和 interest will reduce the death benefit 和 cash 价值.
While not guaranteed, 政策 may earn 股息2 that can be paid in cash, used to reduce 政策 premium, accumulate as interest, or pay for additional insurance.
有限的工资
人寿pp王者电子官网
A lifetime of benefits without a lifetime of premiums. 支付pp王者电子官网费 10年、15年或20年. 你的选择.
Explore 有限的工资 人寿pp王者电子官网
单一的溢价
人寿pp王者电子官网
一个溢价 payment, a lifetime of benefits.
Learn more about 单一的溢价 人寿pp王者电子官网
保证问题
最终的费用
担保发行最终费用 is designed to ease the financial burden of burial 费用s. 在纽约不可用.
Examine 担保发行最终费用一万美元的纽约终身生活
一万美元的纽约终身生活, is designed to ease the financial burden of burial 费用s.
在纽约检查10,000美元的一生需要帮助选择吗? 政策?
| 产品 | 最适合求职者 | 保费 |
|---|---|---|
| 整个人生 |
最适合求职者Guarantee of lifetime coverage, level premiums, 和 cash 价值 accumulation. |
保费Guaranteed to stay the same your entire life. |
| 有限的工资 整个人生 |
最适合求职者生活time of coverage without a lifetime of premiums. |
保费Level premiums last 10, 15, or 20 years based on choice. Once all premiums are paid, the 政策 becomes paid-up while the coverage continues. |
| 单一的溢价 整个人生 |
最适合求职者Immediate protection without additional payments. |
保费一个溢价. |
| 担保发行最终费用 (在纽约不适用) |
最适合求职者Choose $10,000 to $15,000 in coverage to help with final 费用s. You won’t be turned down due to medical reasons. Offered to individuals between the ages of 45 to 80. |
保费Guaranteed to stay the same for your entire life. |
| $10,000 整个人生 在纽约 |
最适合求职者生活time coverage to help pay final 费用s. 资格，年龄50-75岁. |
保费Guaranteed to stay the same for your entire life. |
pg电子官方网页版
Want to know more about 人寿pp王者电子官网?
1 Permanent 人寿pp王者电子官网 develops cash 价值 that can be borrowed. Policy loans accrue interest 和 unpaid 政策 loans 和 interest will reduce the death benefit 和 cash 价值 of the 政策. The amount of cash 价值 available will generally depend on the type of permanent 政策 purchased, 购买的pp王者电子官网金额, the length of time the 政策 has been in force 和 any outst和ing 政策 loans. T在这里 may be tax consequences associated with 政策 loans. Neither State Farm nor its agents provide tax or legal advice.
2 Dividends are a return of premium 和 are based on the actual mortality, 费用, 和 investment experience of the Company. 股息不能保证.
披露的信息
This is a general description of coverage. A complete statement of coverage is found only in the 政策.
欲知更多报导详情, 成本, 限制, 和提高, 或者申请pp王者电子官网, 联系当地居民 州立农场代理.
pp王者电子官网 policies 和/or associated riders 和 features may not be available in all states, 和 政策 terms 和 conditions may vary by state.
证券不受FDICpp王者电子官网, are not bank guaranteed 和 are subject to investment risk, including possible loss of principal.
Each State Farm insurer has sole financial responsibility for its own products.
State Farm 人寿pp王者电子官网 Company (Not licensed in MA, NY or WI)
State Farm 生活 和 Accident Assurance Company (Licensed 在纽约 和 WI)
布卢明顿,